Senior Credit Manager

Job Summary

Standard Chartered Bank is hiring a Band 5 Senior Credit Manager in Kampala (Req 58590). Closing August 7, 2026, this permanent corporate risk position requires a finance degree plus professional credentials (CFA/FRM) to evaluate commercial loan applications, perform stress testing, enforce Group Mandates, and oversee portfolio quality under Bank of Uganda regulations.

Key Roles & Operational Responsibilities

1. Credit Risk Governance & Policy Frameworks

• Portfolio Oversight: Lead and oversee credit risk management across corporate and commercial sectors to protect asset quality and maintain optimal risk-return ratios.
• Framework Architecture: Design, implement, and refine credit risk policies, underwriting frameworks, and risk appetite parameters in alignment with global bank strategies.
• Delegated Authority Approvals: Evaluate, endorse, or reject high-value credit applications within delegated authority limits, ensuring strict compliance with Group Mandates and credit standards.

2. Portfolio Health, Analytics & Impairment Monitoring

• Performance Tracking: Monitor credit portfolio health continuously, analyzing impairment patterns, loss provisions, and early warning indicators (EWIs).
• Scenario Planning & Stress Testing: Conduct rigorous stress testing, scenario modeling, and portfolio risk reviews to preempt potential credit defaults and macroeconomic shocks.
• Executive Risk Reporting: Prepare technical risk reports for senior leadership, risk management committees, internal/external auditors, and regulatory bodies.

3. Stakeholder Collaboration & Risk Culture

• Cross-Functional Alignment: Collaborate with Sales, Commercial Banking, Compliance, and Enterprise Risk teams to balance business growth with prudent risk controls.
• External & Regulatory Engagement: Engage with external stakeholders, corporate clients, credit rating agencies, and financial regulators (including Bank of Uganda).
• Team Leadership & Mentorship: Champion a proactive risk culture, providing mentorship, technical training, and performance coaching to junior credit analysts and risk officers.

Foundational Capabilities & Prerequisites

Required Academic Background & Credentials

• Educational Baseline: Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, Risk Management, or a quantitative discipline.
• Professional Certifications: CFA (Chartered Financial Analyst), FRM (Financial Risk Manager), or formal institutional certifications in credit risk management are highly preferred.
• Regulatory & Compliance Training: Formal background in credit risk assessment, banking law, and Ugandan/international financial regulatory compliance.

Essential Skills & Workplace Track Record

• Corporate Credit Expertise: Proven track record of managing credit risk and underwriting complex corporate and commercial loan structures.
• Financial Analysis & Modeling: Advanced proficiency in financial statement analysis, credit scoring software, debt capacity modeling, and portfolio risk review tools.
• Regulatory Fluency: Deep understanding of operational risk principles, local banking regulations (Bank of Uganda guidelines), and Basel credit risk standards.
• Leadership & Influence: Outstanding communication skills with the ability to articulate risk decisions to frontline sales leads, executive board members, and regulatory auditors.

What Standard Chartered Offers

• Competitive Fair Pay Package: Equitable global compensation structure backed by retirement savings core funding, comprehensive health insurance, and life coverage.
• Generous Leave Structure: 30 days minimum combined annual/public leave, 20 weeks paid parental/maternity leave, up to 12 months sabbatical options, and 3 days volunteering leave.
• Wellbeing & Growth Support: Digital mental health support through Unmind, Employee Assistance Programmes (EAP), and continuous upskilling resources via global digital learning portals.

Skills Required:

• Accounting / Finance
• Economics / Statistics
• Sales / Marketing / Business / Management